Do You Have Adequate Healthcare Coverage?

It is estimated that more than 31.6 million Americans are currently underinsured. 

The U.S. is currently in the midst of a major healthcare crisis. U.S. health care costs grew 9.7% in 2020 making the average cost $12,530 per person per year. As medical care and treatments increase, so do accessibility and affordability of the coverage.

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We do not offer every plan available in your area. Currently, we represent 10 organizations which offer 60 plans in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Plan to get information on all of your options.  

According to the Centers for Disease Control and Prevention:

Over 136 million people visit a hospital Emergency Room each year. This number translates into 45.1 visits per 100 people in the United States, which is about half of the population.

• Once a patient visits an Emergency Room, 17.1 million are actually admitted, with 2.2 million of those going to a Critical Care Unit of the hospital.
• Once admitted to the hospital, patients stay an average of 4.5 days, which costs around $17,500. This excludes the additional costs of surgeries, physician fees, lab work, medications, etc.
• Medical expenses directly cause 66.5% of bankruptcies, making it the leading cause of bankruptcy. Additionally, medical problems that lead to work loss cause 44% of bankruptcies. 

Our team at David A. Crotts & Associates can help you navigate the complex world of health insurance offerings so that you have adequate coverage when you need it. 

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